Primary residence on the lakeside by MGM:
A strategic and lasting solution

Buying your own home is an investment in itself, whether in terms of time or energy. With MGM French Properties, a local property developer that has been established in Annecy for over 60 years, you'll have every opportunity to make a high-quality, long-term investment. A true Alpine property expert, MGM will help you find a property that has been designed with the utmost care and that benefits from the most beautiful locations in the Savoie region, between lakes and mountains.

Between lakes and mountains, MGM brings its expertise to the peak

MGM French Properties has a strong presence around the lakes of Savoie, and is a recognised specialist in the mountains. At the foot of the mountains and in fabulous natural surroundings, in Aix-les-Bains or Annecy, MGM has chosen the most desirable locations and cultivated a top of the range art of building. Boasting a dream location, contemporary architecture, green spaces and spacious, light-filled flats, MGM residences offer undeniable opportunities to invest close to the lake.

On the shores of lake Annecy, Jardin Cardinal enjoys a prime location, combining the vibrancy of city life with the tranquillity of a serene environment. Close to the shops and schools, and within easy reach of the main roads, the residence is situated halfway between the town centre and the shores of the lake and is surrounded by a wooded area. Generously sized flats with modern furnishings and light-filled rooms guarantee a high level of comfort. Available immediately, an 82 m² 3-bedroom apartment which features an enclosed garage and a storage room, ensuring you invest in an exceptional property.

This time we're heading to the shores of Lac du Bourget, where the Le Clos Marlioz development is currently under construction. Located a stone's throw from Aix-les-Bains town centre, this brand-new residence is full of charm and character, and offers the ultimate in quality of life. The flats, ranging from 1- to 4 bedrooms, feature top-of-the-range fixtures and fittings, and all open onto a terrace or balcony overlooking landscaped gardens that have been carefully designed down to the smallest detail. Situated close to the lake, the spacious, light-flooded interiors offer comfortable living spaces ranging from 41 to 111 m², and promise a long-lasting, high-quality investment in the heart of a highly sought-after living environment. Available in the 4^th quarter of 2025, the flats will also come with a basement garage.

How should you arrange a loan for your main residence? 

Let the MGM experts guide you through the financing process, which involves a number of stages. Among the main steps, you need to :

• Understanding your borrowing capacity

When calculating your ability to borrow, a number of criteria need to be taken into account: sources of income, family situation, type of property, downpayment, loan term, interest rate excluding insurance, etc. Online simulators are available for an initial estimation. You will then need to carry out an assessment with the bank, which will take two factors into account: the debt ratio and the balance remaining in your account. Based on the assessment of your borrowing capacity, you can work out the overall amount you will need to invest in your project.

• Defining the term of your mortgage

A mortgage can be arranged over several years, or even several decades. However, the longer the term, the higher the interest rate, and therefore the more your loan will cost. This is why you need to be as specific as possible when calculating your monthly repayments, so that you don't extend the loan over a period that isn't necessary.

 

• Comparing offers

You can compare loan offers from several banks or use a mortgage broker to get the best deal possible. The rates offered by banks can differ.